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Real-time can be a real problem for A2A fraud

Because instant payments settle in near real-time, recovering fraudulent transactions is nearly impossible — with the potential to negatively impact consumer confidence, adoption rates and revenue.

$ 1.03 T siphoned away by scammers globally in 2024¹

1/3 consumers surveyed have fallen victim to an authorized push payment (APP) scam²

15 % of APP scam victims leave their financial institution²

Fight A2A fraud and scams with award-winning analytics and network-level intelligence

A2A Protect gives you a fast, effective way to defend against the surge in A2A fraud — delivering Day-1 impact and continuous improvement through a single, simple integration.

Deliver quick protection for your customers

A2A Protect delivers Day‑1 value through models designed to perform without requiring large volumes of historical data. A single, simple API enables rapid integration and time‑to‑value.

Protection that strengthens over time

Detection performance improves through continuous model learning within your own environment, adapting as scam and fraud patterns evolve and helping reduce false positives across inbound and outbound payment flows, with the use of award-winning analytics.

Broader visibility, when you choose it

When you are ready to opt-in, our network level score uses fraud signals from across the network or ecosystem to enhance visibility and produce more informed risk scores, helping you see the whole picture and detect a range of fraud and scams more confidently.

CASE STUDY

Pay.UK is seeing tremendous success in detecting and preventing real-time fraud

Learn how Pay.UK detected 54% of total fraud and APP scam value beyond those identified by the bank’s systems, with a 40% false positive reduction by incorporating Visa data.⁴

Other Visa solutions to deliver cardholder satisfaction

The Visa Protect suite of solutions keeps digital payments moving and customers returning. See which set of solutions is best suited for your company.

Prevent scams and stop real-time fraud

See how with Visa A2A Protect.

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Stay ahead of emerging fraud with timely updates on industry trends, best practices, expert insights, and Visa Protect solutions.
  1. Global Anti-Scam Alliance (GASA) 2024 Global State of Scams
  2. Visa, 2023. The Impact of APP Scams
  3. Juniper Research, April 2024. “Instant Payment Transactions to Surpass $58 Trillion Globally by 2028; Competing with Card Payments”
  4. Visa, 2024. Pay.UK fraud detection pilot achieves overwhelming success with help from Visa