• Unlock the potential of commercial card acceptance

    Find out how you can realize the value of commercial cards as one of the best ways to pay and be paid.

Buyers see benefits, suppliers face barriers

Commercial purchasing and payments are fundamentally different from consumer experiences, which may present unique challenges to B2B suppliers. Despite these challenges, research indicates that commercial cards can provide tangible benefits and real value to both buyers and suppliers.

Buyer landscape

~ 50 %

of B2B buyers in North America who use commercial cards do so to optimize working capital.¹

Buyer advantage

69 %

of B2B buyers in North America who use commercial cards cite more secure transactions and fraud protection as their primary reason to do so.¹

Supplier perspective

~ 70 %

of suppliers cite perceived cost as a reason not to accept card payments.²

Supplier opportunity (estimated)

2.3 x

greater benefits than costs of card acceptance.³

Visa aims to improve the balance in buyer and supplier relationships

Our holistic approach to commercial card acceptance helps create a more transparent commercial payments ecosystem with benefits for all parties.

Visa helps you realize the value of commercial cards

Commercial cards can make payments faster, easier and more efficient. Visa helps drive better business outcomes for all by maximizing the value of card payments.

One of the best ways to pay and be paid

See how commercial cards can offer operational efficiencies and working capital benefits.

Driving operational efficiencies

Learn about the value of card acceptance and the benefits of an effective policy.

Read the manufacturer case study

Accelerating payments

See how developing an effective credit card acceptance policy helped generate success.

Read the supplier case study

Generating cost savings

Find out how commercial cards can improve liquidity and cash flow, generate cost savings and reduce day sales outstanding (DSO).

Watch the video on B2B acceptance

Bringing card acceptance to the forefront of business

Read the latest Visa reports, case studies and thought leadership about the future of B2B payments and card acceptance.

  • Understanding the total economic impact of commercial card acceptance

    The power and ease of card acceptance can help you unlock transaction profitability.

Get in touch with our team

Learn how you can realize the benefits of card payments.

Contact Visa B2B Acceptance
  1. Based on survey carried out in North America, amongst 334 B2B buyers. Drive Commercial Card Growth with Custom Interchange – Empower the B2B payment ecosystem with a value centric approach. Commissioned by Visa and conducted by Forrester Consulting, September 2024.
  2. According to a global study by Institute of Commercial Payments, which interviewed buyers, indicates that by far the most commonly found resistance factor from suppliers relates to transaction acceptance fees. When asked ‘What reasons do suppliers give for resisting or not accepting your P-Cards/One Cards?’, 71% of respondents stated high fees as the major challenge. Institute of Commercial Payments Commercial Payments Supplier Acceptance Report, 4th Edition. ©2023 Institute of Commercial Payments All Rights Reserved.
  3. According to a study conducted in North America by Forrester Consulting, the three-year ROI of Commercial Card Acceptance is 132% for a composite organization. The Total Economic ImpactTM of Commercial Credit Card Acceptance: An Update, Forrester Consulting. Commissioned by Visa. Originally published March 2021, updated June 2024.