Digital commerce impacted by forced friction

Fraud continues to be a stubborn issue for banks—slowing business growth by forcing friction into the payment process. Efforts to fight fraud can impact customer satisfaction and threaten cardholder loyalty. And with the expansion of real-time payments, the stakes get even higher.

30 %

potential loss of customers after a fraud event¹

$ 62 B

a year in card-not-present transaction fraud²

300 %

increase in identity theft over the past decade³

Keep transactions moving with Visa Protect

By applying real-time AI decisioning throughout the entire payment journey, Visa Protect solutions minimize fraud at every step. They’re network and scheme-agnostic to scale across all payment endpoints. And supported by risk experts who can help optimize performance and empower cardholders.

Prevent real-time payments fraud

Meet customer demand for instant payments with real-time controls that identify and reduce scam transactions.

Protect real-time payments with Visa


Help boost customer satisfaction while reducing fraud through Visa Protect data-driven, risk-based authentication solutions.


Keep more good transactions flowing with Visa Protect real-time risk scoring and comprehensive fraud management solutions.

Visa Advanced Authorization (VAA) and Visa Risk Manager (VRM)

Dispute management

Offer your customers a digital-first approach to streamline dispute management and resolution—and help keep more sales.

Visa Post-Purchase Solutions

News and resources

Learn how Visa’s decades of experience and risk solutions keep business moving for banks.

We’re here to help

See how Visa Protect can keep fraud at bay and keep things moving.